Combination Credit Analyst Resume
0.0 (0 Votes) | 2 Page(s) | 5 Views | 2 Downloads
SA M P L E RE S U M E
Sacramento, California 95814 email@example.com 916-555-5555
A financial analyst position to utilize and merge my analytical and qualitative experience gleaned both
professionally and through my MBA program focused on entrepreneurship, strategy, and finance.
Financial Analysis | Energy Markets & Policy | Relationship Building | Respected Leader and Team Player Strategy
Development & Implementation | Strong Communication Skills | Market Research | Statistical Analysis
EDUCATION | CERTIFICATION
Master of Business Administration, Emphasis: Entrepreneurship | Finance. Expected 2012
University of California, Davis, Graduate School of Management, Working Professional Program
Bachelor of Arts, Business Economics, Minors: Accounting | Public Policy, 2007
University of California, Los Angeles
Chartered Financial Analyst, Level 1 Examination 2008
Cannon Financial Sales Training, 2010 | Commercial Lending Training Program, Money Bank, 2007-2009
NOTABLE MBA PROJECTS
Business Development Clinic (Winter 2011) Participated in a 10 week clinic where I developed 12 business
ventures to research in the marketplace by conducting due diligence and subsequently refined the ventures,
resulting in 1 ideas being presented to a panel of venture capitalists/angel investors.
New Ventures Project (Fall 2010) Worked on an MBA team to develop a complete business plan for a
revolutionary solar venture. Plan included a detailed business model, marketing strategy and full financial
projections from initial funding through IPO, leading to an 18x+ ROI. Financial model/plan will be used as a
benchmark for future courses, per the professor.
Value Investing Project (Summer 2010) Participated in a Portfolio Challenge utilizing value investing strategies
such as discounted cash flow, earnings multiple valuation, Graham’s net current asset value, ROIC, financial ratio,
and cash flow analysis to create a diversified portfolio of stocks.
Money Bank, 2007 - Present
Senior Credit Analyst, Commercial (Middle Market) Lending, Sacramento, California, June 2009 – Present
Senior Credit Analyst, Small Business Banking, Torrance, California, 2008 – 2009
Credit Analyst, Commercial (Middle Market) Lending, Los Angeles, California, 2007 – 2008
Have overseen the underwriting of 100s of banking relationships valued at over $1 Billion dollars during
Comerica tenure to maximize profitability and minimize bank exposure.
Currently providing sales, underwriting analysis, and credit support for a $300+ million portfolio, teaming
with lending officers to identify loan structure and terms ensuring both bank and customer needs are met.
Assess operational and market trends of companies and real estate market; perform sensitivity and cash flow
analysis to identify relationships that possess sufficient collateral and viable repayment/exit strategies.
Participated in new approval, review and debt restructuring, presenting on large and high risk relationships.
Trained five junior analysts and branch managers in bank policies, analysis, and risk profile protocols and
led a training course on tax returns for 15 analysts.
Build strong relationships with customers, internal colleagues, and finance professionals to achieve goals.
Generated non-interest income by identifying and promoting cross-sell opportunities (swaps, corporate card,
letters of credit) to relationship officers and clients.
Recognized for consistent outstanding achievement and performance; selected to be on a promotion list to
serve as an integral member of a high-performing team of lending officers.
Drove growth by cultivating business partnerships via business calls and attending networking events.
Accounting Clerk, Great Arts Museum, Los Angeles, California, 2005 - 2007
Prepared weekly financial reports utilizing the accounting program “MAS90” and Microsoft Excel; entered
invoices and generated vendor checks
Page 1/ 2